Sample Adoption Budgets

For an overview of the average cost to adopt by type of adoption, see the categories below. Don't forget that these costs will be offset by the federal adoption tax credit (unless your income exceeds federal limitations) so make sure to keep detailed records of your spending for adoption.

Download one of these useful adoption budgeting tools in Excel spreadsheet format that includes more detailed categories. Use them to compare costs between adoption servcie providers and to track your actual adoption expenses.

Russia China Independent
domestic
infant
Agency domestic infant Fost- adopt 4
Preparation

Homestudy

$750-
$3,000
$750-$1,200 $750-$3,000 $750-$3,000 $0-$2,500

Documentation Authentication

$1,000-
$2,000
$1,000-$2,000 $50-$300 - -

I-600 Visa Application

$500-
$600
$500-$600 - - -

Postage/
Telephone

$200-
$500
$200-$500 $200-$500 $200-$500 -
Adoption

Application
Fee

$150-
$600
$150-$600 - $100-$600 -

Program Fee

$16,000-
$28,0002
$3,000-
$5,000
- $1,600
-$6,000
-

Child's
Passport/
Visa

$300-
$400
$300-$400 - - -

Child's
medical
exams

$200-
$500
$100-$200 - - -

Gifts

$100-
$200
$100-$200 - - -

Foreign Fees

- $2,000 - - -

Orphanage
Donation

- $3,000 - - -

Post
Placement
Reports 1

$400-
$1,000
$300-$500 $400-$1,000 - -

Attorney
Fees

- - $4,500-
$9,500
$500-
$3,000
0-$1,500

Advertising/
Networking

- - $0-$5,000 - -

Birth Family
Counseling

- - $700-$2,500 $700-$2,500 -

Birthmother
Expenses

- - $0-$5,000 $0-$5,000 -

Foster Care

- - $0-$2,000 $0-$2,000 -
Travel

Airfare

$2,000-
$60002
$1,500-$3,0003 - - -

Other
Travel

$5,000-
$15,000
$2,000-$6,000 - - -

Driver
interpreter1

$2,100-
$4,000
$400-800 - - -

General
Travel

- - $0-$5,000 $0-$2,000 $0-$2,000
Average Cost
(before tax credit)
$30-
$40,000
$20-
$25,000
$15-
$25,000
$15-
$25,000
$2-
$5,000
Tax Credit5

Maximum Credit

$11,390
per final
$11,390
per final
$11,390
per attempt
$11,390
per attempt
$11,390

All budgets

1. May be included in program fee or homestudy fee.

2. Two round-trips for two adults; one-way fare for child.

3. One round-trip for two adults; one -way fare for child.

4. Costs of adopting a child from foster care may be eligible for reimbursement (up to $2,000) by the child's state, depending on state regulations. Also, adoptions of U.S. children with special needs are eligible for the federal tax credit, regardless of actual expenses.

5. Subject to income limitations.